Personal Injury Checklist
1.† Tell Client to start a diary.† Include pain days and good days, things they canít do and the effect of the injury on them.
2.† Tell Client
to take photographs of injury immediately and thereafter occasionally. Give the
photographs to us.
3.† Tell the
client to notify us where both cars are located so that we can get photographs
of both cars.
photographs of injured parties.
5. Get photographs of both cars.
6.† Get copy of
all police reports.
7.† Get copy of
ambulance run record.
8.† Get emergency
room report, emergency doctor report, bills from both and if any medications
subsequent hospital reports, billing, pathology reports, mri reports, billing
10.† Get copy of
all automobile insurance policies and/or declaration sheets from tortfeasors
††††††††† a.† Review all auto policies for policy limits.
††††††††† b.† Review all auto policies for PIP coverage.
††††††††† c.† Review all auto policies for Medical
††††††††† d.† Review clients auto policy for uninsured
motorist coverage and underinsured motorist coverage and the policy limits.
11.† If the
client or the owner of the vehicle in which client was a passenger have PIP or
Med Pay coverage, then contact insurance company for the application for
benefits for PIP or Med Pay.† The
clientís PIP will cover the client even when in another vehicle.† The PIP carried by the owner of the vehicle
occupied by the client as a passenger will also pay.† The later is primary and the former is secondary.† Remember, that if the owner of the car in
which the client was a passenger is the liable party, the the PIP paid by the
owner/liable party will be offset against any amount due under that same policy
on account of a liability claim against the same policy that paid the PIP.† This is called offset.